Pricing
Free helps you make the decision. Miser Pro adds PDF export and a higher Debt Payoff debt limit — every recommendation uses the same calculation either way.
Free
$0
- Every public tool, unlimited use
- Full recommendation, Miser Score, and Decision Confidence
- Core sensitivity and key assumptions
- Saved decision history
- Debt Payoff Optimizer: up to 5 debts
Miser Pro
$8.99/month
or $69.00/year ($5.75/month equivalent — $38.88 saved per year vs. paying monthly)
- Everything in Free
- Downloadable PDF reports
- Debt Payoff Optimizer: up to 30 debts
Miser Tools never lets advertisers or affiliate partners influence a recommendation or score — free and Pro both see the same underlying calculation, always.